Insurance guidance

Secure fields hired for off-lead dog exercise.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Landowner Liability Insurance

  Often relevant for owners of land that is opened up to visitors. Covers things specifically tied to the land itself.

• Commercial Use Cover

  Standard residential or agricultural policies often exclude commercial activity. Many hosts speak to their insurer to confirm their use of the land is covered.

Private woods used for walks, gatherings, retreats or play.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Landowner Liability Insurance

  Often relevant for owners of land that is opened up to visitors. Covers things specifically tied to the land itself.

• Commercial Use Cover

  Standard residential or agricultural policies often exclude commercial activity. Many hosts speak to their insurer to confirm their use of the land is covered.

Pitches, paddocks or clearings used for overnight stays.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Landowner Liability Insurance

  Often relevant for owners of land that is opened up to visitors. Covers things specifically tied to the land itself.

• Commercial Use Cover

  Standard residential or agricultural policies often exclude commercial activity. Many hosts speak to their insurer to confirm their use of the land is covered.

Private gardens hired for gatherings, picnics or quiet time.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Landowner Liability Insurance

  Often relevant for owners of land that is opened up to visitors. Covers things specifically tied to the land itself.

• Inform your home insurer

  Hiring out a driveway or part of a home can affect an existing home or buildings policy. Most insurers prefer to know upfront.

Driveways or hardstandings hired for parking.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Inform your home insurer

  Hiring out a driveway or part of a home can affect an existing home or buildings policy. Most insurers prefer to know upfront.

• Check with your mortgage provider or landlord

  If you don't own the land outright, the lender, freeholder or landlord may have their own requirements about commercial use.

Outdoor spaces used for yoga, meditation, breathwork and similar activities.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Landowner Liability Insurance

  Often relevant for owners of land that is opened up to visitors. Covers things specifically tied to the land itself.

• Commercial Use Cover

  Standard residential or agricultural policies often exclude commercial activity. Many hosts speak to their insurer to confirm their use of the land is covered.

Locations hired for photography, filming or content creation.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Landowner Liability Insurance

  Often relevant for owners of land that is opened up to visitors. Covers things specifically tied to the land itself.

• Commercial Use Cover

  Standard residential or agricultural policies often exclude commercial activity. Many hosts speak to their insurer to confirm their use of the land is covered.

Any other private space made available to visitors.

Common things hosts consider:

• Public Liability Insurance

  Typically considered by hosts when members of the public visit their land — it generally relates to injury or property damage claims arising from a visit.

• Landowner Liability Insurance

  Often relevant for owners of land that is opened up to visitors. Covers things specifically tied to the land itself.

• Commercial Use Cover

  Standard residential or agricultural policies often exclude commercial activity. Many hosts speak to their insurer to confirm their use of the land is covered.